Billing / Fees / Insurance

NCMIC Candidate Endorsements

Editorial Staff

"Dr. Joel Grossman is a successful chiropractic physician. He is totally committed to excellence in chiropractic in this state and this nation.

I served with Joel on the Florida Board of Chiropractic for some four years. There he was consistent in his support of excellence in chiropractic and always was steadfast in what was best for chiropractic.

Dr. Grossman is an accomplished board certified orthopedist. He excels in patient care and competency in practice. Dr. Grossman is well qualified and I highly recommend him to serve as a director to the National Mutual Chiropractic Insurance Company."

James A. Glisson, DC


I have known and respected Dr. McAndrews and his wisdom for many years. He is, in my opinion, a visionary chiropractic leader able to identify problems in a logical and rational manner and then come up with creative solutions. Dr. McAndrews is uniquely qualified to serve on the NCMIC board of directors. As a private practitioner he understands the challenges facing field doctors. As past president of Palmer College, past executive vice President for ICA, and currently, special assistant to the president of development at National College, he has proven his administrative and leadership ability.

While serving as executive vice president for ICA he had to deal with malpractice insurance companies during the heart of the first major malpractice crisis in our profession's history. He was there when most insurance companies were going from occurrence to claims made policies. Dr. McAndrews understands malpractice insurance, the problems and challenges our profession faces in the arena of malpractice and the importance of a company with strong reserves.

As a NCMIC policyholder, I want Dr. McAndrews on the board of directors working to keep the company strong!

Michael D. Pedigo, DC


It is with great pride that I endorse Dr. Jerry McAndrews for director of National Chiropractic Mutual Insurance Company. Dr. McAndrews has displayed endless devotion and dedication to the chiropractic profession in various leadership capacities in academics (served in administration at Palmer College for 20 years; presently special advisor for National Chiropractic College) and national chiropractic political organizations (ACA/ ICA). He also has vast experience in the insurance field (advisor in organizing ICA malpractice program from its inception).

Considering his background, he possesses unparalleled qualifications for this position. Dr. McAndrews has a long record of active participation in addressing controversial issues which required great courage to be successful. This gentleman possesses the vision and wisdom essential in this position to assure that the doctors in the field are represented by someone who has their best interests in mind. A vote for Jerry means doing the right thing for ourselves and the profession of chiropractic.

Dr. Donald J. Krippendorf


In a difficult time of malpractice regulation and abuse, the chiropractic profession must have knowledgeable, rational, decisive, politically aware, practical-minded leadership. How fortunate to have such a person already groomed for the position. Steve has already served four years on the board of NCMIC. My reasons for supporting Dr. Steve Owens to this task follow:

First, Steve Owens is a practitioner of chiropractic and is aware of the everyday challenges of practice. He has practiced in Connecticut for over thirty years, with five offices of ambulatory back care. This makes him sensitive to the interactions of patients and doctor in the clinical setting.

Second, Steve has served this profession in a political role as president of the American Chiropractic Association in 1975 and president of the Connecticut Chiropractic Association. From these vantage points, Steve has been involved with the education, licensing, and regulation of chiropractic practice.

As chairman of the Board of Trustees at the National College of Chiropractic, Steve has further served his profession by directing the scope and depth of education for future chiropractors. Not only has he structured chiropractic education, he has participated in it by attaining his Diplomate of the American Board of Chiropractic Orthopedics.

In the era of Jimmy Carter's presidency, Health Systems Agencies were created to establish certificates of need for the building of hospitals, placement of diagnostic equipment, and facilities for health care delivery. Steve Owens was the only chiropractor in the United States to serve as president of a Health Systems Agency.

I have known Steve Owens for over twenty-five years. His integrity has been shown by his ability to study and tackle difficult situations and do what is best for the profession, even when one's own close acquaintances are affected. He is honest, talented, knowledgeable, intelligent, and our profession is fortunate to have him available and willing to serve in this most important capacity of regulating the malpractice coverage for our profession.

Your support of Steve Owens to the board of NCMIC is requested.

James M. Cox, DC, DACBR


Last year the board of directors of NCMIC was turned back over to the policyholders with a strong message to address the needs of the policyholders and to limit the overabundant expenditures that were taking place. Dr. Steve owens was one of the sitting members of the board of directors that supported this change. His experience and his ability to listen and respond to the member policyholders concerns make him a valuable member of the NCMIC board of directors. It is for this reason that as this election progresses that I ask for your complete support of Dr. Owens so that the growth and strong leadership can continue.

Jerilynn S. Kaibel, DC

March 1990
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